La Jolla Luxury Pawn SHop Service
Visit C. Blackburn Jewelers in La Jolla (CA) to receive a fast cash loan by using your large carat diamond ring, expensive designer jewelry, or luxury timepiece as collateral.
Carl Blackburn has been providing large, short-term collateral loans to San Diego business owners and high-wealth clients for over a decade. Unlike an ordinary pawn shop, our estate jewelry store is located discreetly in the upscale neighborhood of La Jolla Cove — walking distance from the financial district.
Just as Carl Blackburn is able to pay his clients higher amounts when they sell diamond jewelry and Rolex watches, he also is able to provide higher collateral loans on these items. Your no-credit-check loan could be a short as one day or be extended for several months. It’s entirely dependent on your financial needs.
Text Message & Photos:
619-723-8589
Collateral Loan Questions
1. How small can my collateral loan be?
The minimum loan amount for collateral loans is $2,500. That means the item you are using for collateral must have a resale value greater that $2,500.
2. Do you send out a payment reminder at the end of the loan period?
Yes, we send out a reminder 2 weeks before the end of the collateral loan period. The reminder states that the client has 10 days to redeem or rewrite the loan, before it goes into default.
If the client picks up the loan after the end of the loan period, but during the 10-day grace period, one full month’s interest is charged. So the 10-day grace period is treated like another month, in terms of interest due.
3. How late can my payment be before you take the item?
The grace period is 10 days. If the item is not picked up before the end of this 10-day grace period, the loan contract is automatically voided, and the item becomes the property of the lender.
4. What information must I provide you when taking out a collateral loan?
We require a valid ID, current mailing address, and phone number.
5. What is the standard collateral loan contract?
All loans are written as 4-month loans with a 10-day grace period, so 4 months and 10 days. If you decide to redeem your loan at the end of 3 months, you pay only the interest for 3 months, plus the principal, in order to pick up your loan.
At the end of the loan period, you may write a new loan for 4 months and 10 days if you wish to do so. There is no limit to how many times you may re-write your loan, as long as you pay interest due at the end of each loan period.
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